Stendly vs NOWPayments
Compare Stendly's focused digital-product billing with NOWPayments' broad crypto asset coverage.
NOWPayments and Stendly optimize for different merchant needs. NOWPayments emphasizes broad cryptocurrency and network coverage. Stendly concentrates on supported stablecoins, payment pages and billing for digital products.
A merchant choosing between them should decide whether asset breadth or a focused billing model matters more.
Comparison
| Area | Stendly | NOWPayments |
|---|---|---|
| Asset strategy | Supported stablecoins, with base infrastructure on USDC Solana | Hundreds of cryptocurrencies and many networks |
| Hosted payment links | Yes | Yes |
| Merchant billing | Products, prices, invoices, subscriptions, usage, webhooks | Payment gateway, invoices, plugins and conversion features |
| Settlement | Wallet-oriented, non-custodial positioning | Provider-specific settlement and conversion options |
| Pricing model | 0% merchant processing fee during public beta; other costs may apply | Public pricing lists 0.5% without exchange and 1% for flows requiring exchange or fixed-rate features |
| Best fit | Digital products that want a narrow stablecoin flow | Merchants that need buyers to choose from many assets |
Pricing and supported assets can change, so production decisions should use the current provider pages rather than old comparison posts.
Why broad coverage can help
A buyer may hold BTC, USDT on TRON, USDC on Base or another asset. A multi-currency gateway reduces the need to exchange before checkout. This can matter more than a small difference in network fees.
The trade-off is more operational branching. Different networks have different confirmation rules, minimums, refund procedures and support problems. Conversion can add fees and price handling.
Why a narrower product can help
A digital product priced in dollars may prefer a small number of stablecoin routes. The checkout, reconciliation and accounting model stays easier to explain. Stendly adds products, prices, invoices, recurring plans, account credits, usage and signed webhooks around that narrower payment rail.
This is useful when the merchant already knows that its customers can pay with the supported assets. It is not useful if most customers arrive with unsupported coins.
What to test
Compare the exact token and network mix of customers. Then test underpayment handling, wrong-network transfers, webhook retries, conversion spread, refunds and settlement. The fastest-looking dashboard is not necessarily the cheapest system to operate.